Opportunity for enhancement...


Risk Management & Insurance Planning

Risk Management & Insurance Planning

  • Annual review of existing policies
  • Life insurance needs analysis
  • Long term care insurance analysis
  • Disability insurance analysis
  • Health insurance review
  • Homeowner's/renter's insurance review
  • Liability coverage
  • Health savings accounts
Retirement Planning 

Retirement Planning 


  • Review of financial plan
  • Retirement goal setting and bucket list items
  • Cash flow analysis
  • IRA contribuions and Roth conversions
  • Review of retirement plans
Estate Planning

Estate Planning

  • Reveiw of estsate plan
  • Will & Trust
  • Living will and health proxy
  • Power of attorney
Tax planning

Tax planning

  • Tax sensitive investing
  • Review of cost basis and gains
  • Tax loss harvesting
  • Business succession planning
  • Health savings and flexible spending accounts
Investments

Investments

  • Review of portfolio
  • Asset allocation
  • Time Horizon Planning
  • Titling and beneficiary designation
  • Monitoring of outside accounts such as 401K
Cash flow & Budget

Cash flow & Budget

  • Reviewing goals, expenses, and budgeting
  • Planned large expenses
  • Mortgage review
  • Debt management
Assistance to Loved ones

Assistance to Loved ones

  • Caring for elderly
  • College planning
  • 529 savings plans
  • Roth IRA's for children
  • UGMA/UTMA